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How it works

Get paid in about 10 seconds. Right from your phone.

Pull out your phone, tap one button, type a name and an amount, and send. Your customer gets a clean page with every way you accept money — Venmo, Cash App, PayPal, Zelle — and they pick the one they like. That's the whole idea. Here's exactly how it works.

What's a "workflow"?

A workflow is just the steps you follow to get something done. In Pay Now Openly, a workflow is the short path from "I need to get paid" to "the money's on its way." We built a few, each for a different moment:

Payment request

Send one person a link for a set amount. Best for jobs, services, and invoices.

Quick Bill

A big number pad for restaurants and counters. Built for speed with a line of customers.

Your payment page

One QR code at the counter or on a table. Customers scan, type an amount, and pay.

Workflow 1

The payment request

You just finished a job. The customer's standing right there. Phone comes out of your pocket, and before they've found their keys, the request is on their phone.

  1. 1

    Tap “New request”1 sec

    It's the first button on your dashboard. You don't have to dig for it.
  2. 2

    Fill in the details6 sec

    • Customer name — who you're billing.
    • Amount — what they owe.
    • Description — what it's for, like "House wash – 123 Oak St."
    • Phone — optional. Add it if you want to text the link.
    • Email — optional. Add it if you want to email the link.
  3. 3

    Tap “Create payment link”1 sec

    We make a private, locked link for that exact amount. Each one gets its own reference number.
  4. 4

    Choose how to send it2 sec

    • Text it — opens your phone's messages with the link already written.
    • Email it — opens your email with the link and details filled in.
    • Show QR — turns your screen into a big QR code. They point their camera at it, done.
    • Copy link — paste it into an invoice, a chat app, or anywhere else.

About 10 seconds, start to finish.

No app for the customer to download. No account for them to make. They open the link, see the amount, pick Venmo, Cash App, PayPal, or Zelle, and pay. You can mark it paid, and it moves out of your "Unpaid" list.

New payment request

Customer name

Maria Lopez

Amount (USD)

$ 185.00

Description

House wash – 123 Oak St

Phone (optional)

(512) 555-0147

Email (optional)

—
Create payment link
Step 2 — fill in name and amount

Send to Maria Lopez

$185.00

Show QR
Text it
Email it
Copy link
Step 4 — pick how to send it

Workflow 2 · Business accounts

Quick Bill

Made for restaurants, food trucks, and counters, where every second counts. It skips the description and gives you a big calculator-style number pad.

  1. 1

    Tap “Quick bill”1 sec

    Right next to New request.
  2. 2

    Type a table or guest name2 sec

    "Table 12" or "Sam." Phone or email is optional.
  3. 3

    Punch in the amount3 sec

    Big buttons you can hit without looking twice.
  4. 4

    Show the QR at the table2 sec

    The guest scans, can add a tip and a note, and pays their way.

Quick bill

Table or guest name

Table 12

$64.50

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Quick Bill number pad

Two kinds of accounts

Pick the one that fits you. Either way, money goes straight from your customer to your own Venmo, Cash App, PayPal, or Zelle. We never hold it.

Personal / Freelancer

$4.97 / month · 7-day free trial

For people who just want to ask someone for money — freelancers, side gigs, splitting a bill.

  • Send payment requests by text, email, QR, or link
  • Simple, phone-first screen
  • Your own name on the request page
  • History of what's paid and unpaid
  • Up to 20 requests a day

Business

$9 / month · 7-day free trial

For shops, restaurants, and service companies that want a full branded payment page.

  • Everything in Personal
  • Branded payment page with your logo and colors
  • One QR code for counters, tables, and receipts
  • Quick Bill number pad
  • Optional tips and customer notes
  • Add the payment page to your own website
  • Payment link builder for invoices

Phone out. Ten seconds. Paid.